There is no general public information and facts regarding a "maximum hdb loan 480 29" given that the figures are probably a specific handle or inner reference. The maximum HDB financial loan volume just isn't a hard and fast sum but is as a substitute determined by quite a few variables, including the Financial loan-to-Value (LTV) Restrict, the Home loan Servicing Ratio (MSR), as well as applicant's age, cash flow, and financial standing. For brand new and resale more info flats, the most LTV is around seventy five% of the purchase price tag or valuation, whichever is lower. The MSR makes sure that monthly house loan repayments do not exceed 30% of the client's gross every month revenue. An HDB financial loan has an interest charge of two.six% for every annum, pegged at 0.one% over the CPF Standard Account (OA) rate, and the maximum tenure is capped at 25 several years or nearly the buyer's age of 65, whichever is shorter. To determine the maximum bank loan you can obtain, you must apply for an HDB Mortgage Eligibility (HLE) letter.